There's an interesting article in today's online "paper" that talks about someone lending their name to a real estate transaction over the lure of cheap & easy money. Read it here.
Per the old saying, if it sounds too good to be true, it probably is.
Your credit rating is extremely important to you and you should do everything that you can, to protect it. Who accesses your credit rating? Not just credit card companies. Insurance companies have hinted that they're trying (or are) connecting their insurance rates to your credit rating; that people with lousier credit tend to also be higher insurance risks. Also, I have heard (but don't know for sure) that some employers run credit checks on their prospective employees as part of a security check.
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